Accident & Sickness

Mortgage payment protection Insurance offers you the protection you need to continue paying your mortgage if you are made redundant, have an accident or become ill.

Your mortgage is likely to be your largest, most important financial commitment. However, many people do not protect themselves from being unable to keep up their mortgage payments if they cannot work because of accident, sickness or unemployment.

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Mortgage Payment Protection Insurance

Yet you never know what’s around the corner, and in this time of economic uncertainty, it’s more important than ever to make sure you’re protected, especially when you consider the facts below.

1.49 million people unemployed

Office of National Statistics, ‘Labour Market Statistics’, July 2017

new debt problems every working day ‘Debt Statistics’, March 2017

15 Properties are repossessed every day ‘Debt Statistics’, March 2017

Many people believe they would be entitled to get financial help with their mortgage repayments through the benefit system. However, government support is designed to be a last resort to help the most needy, so you could find you’re not eligible or may have to wait a long time to get the help you need.

Payment protection insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For professional information about insurance, please visit the website at

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Regency Mortgage Services is a trading style of Christopher Alan Pownall who is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for the advice given, the exact amount will depend upon your circumstances but we estimate it will be £299*

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www. You may be able to submit a claim through the EU Online Dispute Resolution Platform ( if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.)

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