First Time Buyers

Buying your first home can be a daunting prospect, not knowing what you can borrow, what it will cost and where to start.

Our job is to explain the whole process to you step by step so that you are in an informed position and ready to go off and find a suitable property.

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0118 9451805

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The figure provided is for illustrative purposes only and does not qualify as advice. Please contact me for further information.

We explain and help with the following –

d

the types of mortgage’s that are available and how they work

d

how much you can borrow and the monthly cost of mortgage repayments

d

the associated fees and charges involved

d

how to obtain a copy of your credit file and how to understand it

d

stamp duty costs

d

the importance of an agreement in principle

d

valuation and survey options

d

the role of the Estate Agent and Solicitor and how we help liaise with them all

d

expected timescales and the how the whole process works

d

your protection options as you will have worked hard to get the property and you don’t want to lose it

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Regency Mortgage Services is a trading style of Christopher Alan Pownall, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority under number 603533. Address: 48 Fairway Avenue, Tilehurst, Reading, Berkshire, RG30 4QA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

There will be a fee for the advice given, the exact amount will depend upon your circumstances but we estimate it will be £399.

Your home may be repossessed if you do not keep up repayments on your mortgage. Some forms of Buy to Let mortgages are not regulated by the FCA

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