Life Insurance

Life Insurance protects the most important people in your life.

Life cover pays a cash sum if you die. Policies are generally designed to help families cope with the financial pressure of losing the household’s main earner. There are many different varieties of life cover, suiting all sorts of needs.

Read our Documentation on Life Insurance here

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Mortgage Life Insurance

Mortgage cover ensures your mortgage will be paid off if you die. It will prevent your home from being repossessed and secure it for your family.

There are two main types of Mortgage Life Cover: Level Term Cover and Decreasing Term Cover. The type you might need will depend on your mortgage.

Interest Only Mortgage

If you have an interest only mortgage your debt stays the same throughout the term of the mortgage. You’ll need a level term policy to pay it off.

Repayment Mortgage

If you have a repayment mortgage, your mortgage debt will decrease as you pay it off. A decreasing term policy covers what’s left to pay on your mortgage.

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Regency Mortgage Services is a trading style of Christopher Alan Pownall who is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for the advice given, the exact amount will depend upon your circumstances but we estimate it will be £299*

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www. You may be able to submit a claim through the EU Online Dispute Resolution Platform ( if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.)

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