Life Insurance

Life Insurance protects the most important people in your life.

Life cover pays a cash sum if you die. Policies are generally designed to help families cope with the financial pressure of losing the household’s main earner. There are many different varieties of life cover, suiting all sorts of needs.

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The figure provided is for illustrative purposes only and does not qualify as advice. Please contact me for further information.

Mortgage Life Insurance

Mortgage cover ensures your mortgage will be paid off if you die. It will prevent your home from being repossessed and secure it for your family.

There are two main types of Mortgage Life Cover: Level Term Cover and Decreasing Term Cover. The type you might need will depend on your mortgage.

Interest Only Mortgage

If you have an interest only mortgage your debt stays the same throughout the term of the mortgage. You’ll need a level term policy to pay it off.

Repayment Mortgage

If you have a repayment mortgage, your mortgage debt will decrease as you pay it off. A decreasing term policy covers what’s left to pay on your mortgage.

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Regency Mortgage Services is a trading style of Christopher Alan Pownall, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority under number 603533. Address: 48 Fairway Avenue, Tilehurst, Reading, Berkshire, RG30 4QA

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

There will be a fee for the advice given, the exact amount will depend upon your circumstances but we estimate it will be £399.

Your home may be repossessed if you do not keep up repayments on your mortgage. Some forms of Buy to Let mortgages are not regulated by the FCA

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